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Basic insurance

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Additional information
Accident
Inclusion of accident cover is required if you are not insured by your employer.

Annual deductible
Premium reductions with choice of deductible.

Choice of doctor
You can benefit with myDoc Family Doctor Insurance as well as with HMO health Insurance. This way, on Mandatory Health Care Insurance, you can save up to 16 %.

myDoc and HMO differ from the traditional model in that you must always first consult your personal myDoc doctor or a doctor at the HMO health centre whenever you need health care (except in case of emergency).

Annual deductible
We recommend that you keep the deductible for toddlers as low as possible, since experience shows that during the first few years of life, health costs are higher (vaccinations, check-ups, childhood illnesses).

Choice of doctor
You can benefit with myDoc Family Doctor Insurance and HMO health Insurance. This way, on Mandatory Health Care Insurance, you can save up to 16 %.

myDoc and HMO differ from the traditional model in that you must always first consult your personal myDoc doctor or a doctor at the HMO health centre whenever you need health care (except in case of emergency).

Supplementary insurances

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Additional information With PRIVATE Hospital Insurance, you have a free choice of doctor and hospital as well as the comfort of a single room throughout the world.

With SEMI-PRIVATE Hospital Insurance, you have a free choice of doctor and hospital as well as the comfort of a two-bed room throughout Switzerland.

With GENERAL Hospital Insurance, you have a free choice of hospital throughout Switzerland.

With LIBERO Hospital, you choose the hospital ward only upon hospital admission.

 
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Additional information DIVERSA
  • Outpatient and inpatient coverage in case of emergencies abroad
  • Non-statutory medicine
  • Vaccinations
  • Eyeglasses/contact lenses
  • Corrective dentistry
  • Ear corrections
  • Search and rescue costs worldwide

DIVERSAcare
The main difference between DIVERSAcare and DIVERSA is that DIVERSAcare care offers higher benefit contributions as well as additional reimbursement for child care, patients' legal protection and laser eye surgery.

DIVERSAplus
The difference between DIVERSAplus and DIVERSA is that DIVERSAplus has higher benefit contributions.

DIVERSApremium
The main difference between DIVERSApremium and DIVERSA is that DIVERSApremium offers higher benefit contributions as well as additional reimbursement for scheduled outpatient medical treatment abroad, patients' legal protection and laser eye surgery.

 
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Additional information NATURA
  • Access to many recognised naturopaths and therapists
  • Many alternative methods of treatment
  • Health promotion and prevention (back/posture, fitness, pregnancy, etc.)

NATURAplus
The difference between NATURAplus and NATURA is that NATURAplus has higher benefit contributions.

 
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Additional information
  • Monetary benefits in the event of disability or death due to accident
  • Insurance sums that can be selected individually
  • Progressive payments adjusted to the degree of disability
  • Valid worldwide
  • Benefit payments irrespective of other insurance providers
 
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Additional information
  • Check-ups
  • Conservative treatments
  • Dental prosthetics
  • Orthodontics

  • For children under the age of five, no certificate is necessary

Your monthly premium

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BENEFIT discount
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Additional information on BENEFIT BENEFIT
Attractive discounts during the first year with supplementary insurance Hospital Insurances (GENERAL, SEMI-PRIVATE, PRIVATE, LIBERO), DIVERSA and NATURA, according to age:
  • 0 - 15 years of age: 100 %
  • 16 - 40 years of age: 50 %
  • from 41 years of age: 25 %

The BENEFIT insurance package shall be taken out for five years. May be combined with other CONCORDIA premium reductions such as myDoc, HMO and collective insurance.

Premium
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Your monthly premium

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Total
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BENEFIT discount
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Premium
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Premiums effective from 1.1.2019. The data given by the premium calculator is non-binding; The policy prevails. Please contact your CONCORDIA agency for more information.

Should you have any questions regarding the premiums of Bonus Insurance, please contact your CONCORDIA agency.

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